Rates & market · updated automatically

The market,
at a glance.

Public data from Freddie Mac, the U.S. Treasury, the Federal Reserve and S&P CoreLogic Case-Shiller, pulled in automatically. Last refreshed recently.

Get my real rate
30-year fixed · national average
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Last 12 months · week of

15-year fixed · national average
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One year ago:

10-year Treasury yield
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Mortgage rates tend to follow this benchmark.

Federal funds rate
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Set by the Fed. It moves HELOC and All-In-One rates more than fixed mortgages.

U.S. median home sales price
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One year ago, 30-year fixed
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Rates move. Your plan should account for that.

Local markets

Dallas & Orange County home prices

Year-over-year change in the S&P CoreLogic Case-Shiller Home Price Index.

2026 loan limits

How much can you borrow?

Loan type1 unit2 units3 units4 units
Conforming (most of the U.S., incl. Dallas)$832,750$1,066,250$1,288,800$1,601,750
High-cost ceiling (incl. Orange County)$1,249,125Varies by county, up to 150% of the baseline
FHA$541,287–$1,249,125Varies by county
VANo limitWith full entitlement
Jumbo & Non-QMAbove these limits, up to several million dollars depending on lender

Sources: FHFA and HUD, 2026. Limits are updated each year, usually announced in late November.

Rates shown are national weekly averages from Freddie Mac’s Primary Mortgage Market Survey®, retrieved through FRED®, Federal Reserve Bank of St. Louis. They’re provided for information only, aren’t an advertisement or offer of credit, and aren’t rates available from Edge Home Finance. Averages assume borrowers with strong credit and 20% down and don’t reflect APR, points or fees. Your rate and APR depend on credit score, loan amount, loan-to-value, property type, occupancy and other factors. Home price data: S&P CoreLogic Case-Shiller Home Price Indices and U.S. Census Bureau/HUD via FRED®.

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Thomas Von Der Ahe
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